Finance Debt

Mortgage and refinancing rate today, February 19

Today’s Mortgage and Refinance Rates Finally, average mortgage rates edged down yesterday. It had been over a week since the previous fall. And it was only about a tenth of the ground lost to the week’s hikes. But gift horses. Mortgage rates could remain stable or slightly higher today. They …

Read More »

How To Improve Your Credit Score In 30 Days Or Less

Note that many lenders and student loan managers are offering relief options during the coronavirus outbreak, so be sure to also check out our Student Loans Hero Coronavirus Information Center for news and additional details. * * * If your credit score isn’t where you need it to be, you …

Read More »

Why I don’t bother with a social security strategy

Search the internet and you will see many articles written by personal finance experts explaining why they are planning to claim Social Security at a certain age. It is always helpful to understand the reasoning of different people for applying for benefits at different times, as you basically have an …

Read More »

How Canadians with Bad Credit Can Enter the Rental Housing Market

Homeowners cannot request a security deposit in Ontario and Quebec. (Getty Images) A combination of high debt and low credit scores leaves many tenants excluded from competitive rental markets in Canada. The Canada Mortgage and Housing Corporation (CMCH) recommends checking your credit score before you start looking for rental properties. …

Read More »

More Consumers With Bad Credit Auto Loans

Are you in the market for a new car, but worried that your questionable credit score is holding back a good deal? Rest assured: a new report shows that you may be able to recover these keys after all. At the worst of the recession, stringent loan requirements excluded many …

Read More »

Electric Floor Heating Systems – Which ones?

In an electric underfloor heating system, a series of electric wires or heating mats are installed under your floor. This guide explains everything from how it works to what happens during installation. If you want to know what the owners consider to be the pros and cons, go directly to …

Read More »